Center City Homes under $400,000

Center City Homes under $400,000

Welcome to Center City, Philadelphia – a vibrant urban oasis that perfectly blends historic charm with modern convenience. Nestled in the heart of the City of Brotherly Love, this dynamic subdivision offers an eclectic mix of culture, entertainment, and community, making it an ideal place to call home.

Center City is renowned for its bustling streets, rich history, and an array of amenities that cater to every lifestyle. From world-class dining and shopping to beautiful parks and cultural institutions, everything you need is just a stone’s throw away. Imagine leisurely strolls through Rittenhouse Square, indulging in culinary delights at local eateries, or immersing yourself in the art scene at the Philadelphia Museum of Art – all within your neighborhood!

For those looking to invest in their future without breaking the bank, Center City presents an enticing opportunity with homes available for under $400,000. This makes it an excellent choice for first-time homebuyers, young professionals, and families seeking to enjoy the urban lifestyle without compromising on quality. These homes often feature modern finishes, spacious layouts, and easy access to public transportation, ensuring both comfort and convenience.

Whether you're drawn to the historic architecture or the lively community spirit, Center City is a place where you can truly thrive. Explore the possibilities of homeownership in this exceptional neighborhood and discover the perfect blend of city living and suburban charm. Your dream home in Center City awaits!

Newest Center City Homes under $400,000

1324 Locust St Unit 619, Philadelphia
$107,000
1 Baths
A bright corner studio in the heart of Center City, with the character of The Arts Condominium and the convenience of city living. Unit 619 offers high ceilings, four large windows, and an open layout that makes the most of its 343 square feet. Warm wood-look flooring and classic wall detailing give the space an inviting feel, while the kitchenette includes a two-burner cooktop, built-in microwave, and compact refrigerator. A full bathroom with a tub and tiled surround completes the home. The building offers a 24-hour front desk, secured entry, elevators, a fitness center, resident lounge, and on-site laundry. The monthly condo fee includes electricity, heat, water, sewer, cable TV, and common-area maintenance, helping simplify day-to-day ownership. Pets are permitted, subject to building restrictions. Just steps from Midtown Village and the Avenue of the Arts, this location puts dining, shopping, theaters, and cultural destinations close to home. Nearby public transportation makes it easy to explore the city. A welcoming opportunity to own a compact, convenient home in one of Philadelphia's most vibrant neighborhoods.

1324 Locust St Unit 619, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

2101-7 Chestnut Unit UNIT 216, Philadelphia
$110,000
1 Beds ⋅ 1 Baths
Make your Center City living dreams a reality with this versatile one-bedroom studio at 2101 Chestnut Street (Unit 216). Perfectly positioned in one of Philadelphia’s most vibrant neighborhoods, this residence offers an incredible foundation for buyers looking to customize a home to their exact taste and style. Situated right in the heart of Center City, putting Rittenhouse Square, world-class dining, shopping, and public transit right outside your door. Features huge, expansive open windows that flood the entire space with vibrant natural sunlight and striking urban views. Enjoy the peace of mind of a 24-hour doorman, secure elevator access, and a convenient condo gym for your daily fitness routine. Bring your creative vision! This open layout is a blank canvas, allowing you to update and design the interior to match your unique aesthetic. Whether you are a first-time homebuyer looking to break into the Center City market or an investor searching for a high-demand property with incredible upside, Unit 216 is a must-see. Contact us today to schedule your private tour and explore the endless possibilities of this Center City gem!

2101-7 Chestnut Unit UNIT 216, Philadelphia

Listing courtesy of Tahoe Realty LLC. Contact:

926-928 Race St Unit 4C, Philadelphia
$319,800
2 Beds ⋅ 1 Baths
For Sale: Luxurious Center City Living in the Heart of Chinatown! Welcome to urban sophistication at its finest! Nestled right in the pulsating heart of Philadelphia's vibrant Chinatown, Unit 4C at 926-928 Race Street offers an incredible blend of modern luxury, prime location, and unbeatable convenience. Perfect for first-time homebuyers, professionals, or astute investors looking for high-yield potential in Center City. Situated right in the center of the neighborhood, you are steps away from world-class dining, authentic bakeries, grocery markets, and cultural landmarks. Enjoy ultimate walkability to the Fashion District, City Hall, and Center City office towers. Minutes away from Jefferson Station, the Broad Street Line, major bus routes, and I-676/I-95 for an effortless commute anywhere in the region. Step inside to discover stunning, high-end cherry wood flooring flowing gracefully throughout both spacious bedrooms, adding warmth, elegance, and timeless charm to your private sanctuaries. Featuring expansive, large windows that flood the open-plan living and dining areas with abundant natural light while offering vibrant neighborhood views. Designed for culinary enthusiasts and modern entertainers alike. This sleek, contemporary open kitchen comes equipped with premium cabinetry, modern countertops, and ample workspace that flows effortlessly into the main living area. Step outside onto your very own private porch—a rare urban oasis where you can sip your morning coffee, unwind in the evening, or enjoy fresh air without leaving home. Don't miss out on this rare gem in one of Philadelphia's most dynamic and sought-after neighborhoods!

926-928 Race St Unit 4C, Philadelphia

Listing courtesy of Tahoe Realty LLC. Contact:

1500 Chestnut St Unit 13E, Philadelphia
$199,000
1 Beds ⋅ 1 Baths
Welcome to The Ellington, where luxury and convenience meet in the heart of Center City/Rittenhouse Square. This beautifully renovated residence features 10-foot ceilings, Brazilian cherry hardwood floors, oversized windows, and a chef’s kitchen with Poggenpohl cabinetry, granite countertops, stainless steel appliances, and Kohler fixtures. The spa-inspired bathroom features White Gioia marble tile and modern finishes, while the in-unit washer and dryer add everyday convenience. Enjoy premium building amenities including a 24-hour concierge, fitness center, club room, and elegant lobby. Ideally located just steps from Philadelphia’s best restaurants, shopping, cultural attractions, and nightlife. Utilities included. Pet-friendly building with approval. Schedule your private tour today and experience The Ellington for yourself!

1500 Chestnut St Unit 13E, Philadelphia

Listing courtesy of KW Empower. Contact:

1324 Locust St Unit 207, Philadelphia
$210,000
2 Beds ⋅ 1 Baths
Welcome to Urban Living at its Finest in the Heart of Center City! Located inside the historic Arts Condominium building at 1324 Locust St, Unit 207, this 898-square-foot condo features a rare, spacious layout boasting 2 bedrooms and 1 bathroom. Situated directly on the vibrant Avenue of the Arts, this unit offers an unparalleled lifestyle just steps away from Philadelphia’s premier dining, world-class entertainment, and convenient transit. The Residence As you step inside, you are greeted by warm hardwood flooring and a wide entryway equipped with two convenient coat closets. The modern, open-concept kitchen features granite countertops, stylish cherry wood cabinetry, a custom tiled backsplash, and stainless steel appliances—including a built-in microwave, refrigerator, and electric range. A raised breakfast bar overlooks the expansive living room, where two oversized windows flood the space with natural light. Down the hall, you will find two comfortable bedrooms, each offering generous closet storage. An Unmatched Cultural & Theater District Lifestyle Positioned directly in Philadelphia's premiere cultural corridor, this residence puts world-class arts right at your doorstep: • The Academy of Music: Located just a 3-minute walk away, enjoy opera, the Philadelphia Ballet, and touring Broadway productions at the oldest grand opera house in the United States. • Kimmel Center for the Performing Arts: A mere 3-minute stroll brings you to this magnificent glass-and-steel hub, home to the world-renowned Philadelphia Orchestra. • Acclaimed Local Playhouses: Immerse yourself in the local theater scene with the historic Miller Theater, the edgy and original Wilma Theater, and contemporary productions at the Suzanne Roberts Theatre—all within blocks of your front door. • Film & Intimate Arts: Catch indie screenings and film festivals at the Philadelphia Film Society Center, or enjoy intimate productions at the InterAct Theatre Company at The Drake. Building Amenities & Conveniences Living at the Arts Condominium means enjoying ultimate convenience with an all-inclusive monthly association fee. Your HOA fee covers almost everything, including electricity, gas, heat, AC, water, sewer, trash, building insurance, cable TV, and a comprehensive building alarm system. Premium building amenities include: • 24/7 Front Desk Concierge & secure entry • Fully Equipped Fitness Center • On-site Laundry Facilities • Community meeting rooms and passenger elevators Location Highlights Boasting a phenomenal location, this property is perfect for professionals, students, or anyone looking to immerse themselves in the city: • Transit: Just steps from the Walnut-Locust SEPTA station for effortless commuting. • Neighborhoods: Short walking distance to the historic Washington Square West and the upscale parks and boutiques of Rittenhouse Square. • Medical Hubs: Minutes from Thomas Jefferson University Hospital and Penn Medicine facilities. Whether you are looking for a turnkey Center City home surrounded by the arts or a high-performing investment property, Unit 207 offers the perfect blend of historic character and modern convenience.

1324 Locust St Unit 207, Philadelphia

Listing courtesy of OCF Realty LLC - Philadelphia. Contact:

1600 Arch St Unit 1508, Philadelphia
$275,000
1 Beds ⋅ 1 Baths
Discover an exquisite urban retreat in the heart of Center City, nestled within the iconic Phoenix building, a stunning example of AirLite architectural design. This sophisticated hi-rise unit offers a unique blend of historic charm and modern luxury, perfect for those seeking an exclusive lifestyle. Step inside to find a spacious 773 sq. ft. canvas, ready for your personal touch. The unit features convenient washer and dryer hookups, ensuring effortless living. Enjoy the vibrant energy of city life while retreating to your serene sanctuary, where every detail speaks to comfort and elegance. With its prime location, indulge in the finest dining, shopping, and cultural experiences just moments away. The Phoenix is not just a residence; it's a lifestyle choice that embodies sophistication and convenience. Embrace the opportunity to create your dream home in this remarkable space, where luxury meets urban living. Experience the allure of Center City living today and all while enjoying the convenience of public transportation, shopping and world class restaurants!

1600 Arch St Unit 1508, Philadelphia

Listing courtesy of Coldwell Banker Realty. Contact:

no property photo
$71,900
1 Baths
Experience the exceptional conveniences in this stunning unit located in the prestigious Arts Condominiums, a true gem in the heart of Center City. This residence, originally built in 1910 and masterfully renovated in 2010, seamlessly blends historic charm with modern sophistication, offering an exclusive lifestyle that is both inviting and inspiring. Step inside to discover a meticulously designed space that boasts high-end finishes and an open layout, perfect for both relaxation and entertaining. The architectural style reflects a harmonious mix of Colonial and Loft influences, creating an ambiance that is both timeless and contemporary. The expansive windows flood the space with natural light, enhancing the rich textures of the brick and concrete construction. The fully finished basement adds an additional layer of luxury, providing a versatile area that can be transformed into a personal gym, art studio, or entertainment haven. With heating and improved interior access, this space is as functional as it is stylish. Enjoy the convenience of urban living with a plethora of transportation options just steps away. With a Metro/Subway station, commuter rail, and bus stop all within a mile, your daily commute becomes a breeze, allowing you to spend more time enjoying the vibrant culture and amenities that Center City has to offer. Parking is a dream with ample options, including off-street, parking garage, and parking lot facilities, accommodating up to 500 vehicles. This feature ensures that your guests will always find a place to park, enhancing the ease of hosting gatherings in your luxurious abode. Indulge in the exclusive lifestyle that comes with residing in the Arts Condominiums. The community is designed for those who appreciate the finer things in life, from chic boutiques and gourmet dining to art galleries and theaters, all within walking distance. This property is not just a home; it's a lifestyle choice that embodies elegance, convenience, and sophistication. Most importantly, you only need to spend a little bit of money to acquire it. Don't miss the opportunity to make this exquisite residence your own and elevate your living experience to new heights. Embrace the luxury you deserve in this remarkable Center City retreat.

1324 Locust St Unit 1529, Philadelphia

Listing courtesy of Liberty Real Estate. Contact:

1420 Locust St Unit 33R, Philadelphia
$230,000
1 Beds ⋅ 1 Baths
Welcome to The Academy House, an iconic hi-rise residence at 1420 Locust Street in the heart of Center City Philadelphia, where urban convenience and classic architectural character come together in one compelling address. Unit 33R offers a thoughtfully proportioned one-bedroom, one-bathroom layout spanning over seven hundred square feet of comfortable living space, all wrapped in the energy and culture of one of Philadelphia's most walkable and well-connected neighborhoods. Step inside and you'll immediately appreciate the clean, functional flow of this well-maintained residence. The main living area offers generous room to arrange your space exactly as you envision it — a proper seating area, a dining setup, and still room to breathe. Natural light fills the unit, and the layout is sensible and livable, the kind of home you settle into and make your own over time. An in-unit washer and dryer add everyday convenience. The bedroom is a true retreat, comfortably sized and separate from the main living area, with a full bathroom completing the private quarters. Built in 1977, The Academy House carries the sturdy bones and timeless character of that era, while the building's ongoing maintenance ensures the common spaces remain welcoming and polished. What truly elevates daily life here is the remarkable suite of amenities included with ownership. The building features an indoor pool, a fitness center, and elevator access throughout — genuine lifestyle conveniences that become part of your everyday rhythm rather than occasional luxuries. A south-facing private terrace adds a rare outdoor dimension to high-rise living, offering a personal outdoor perch above the city and an appealing opportunity to enjoy natural light throughout the day. The HOA coverage is notably comprehensive, encompassing air conditioning, electricity, water, sewer, trash, snow removal, exterior building maintenance, and common area upkeep, meaning a significant portion of your home's operational needs are handled seamlessly on your behalf. The location is simply extraordinary. With a Walk Score of 99 and a Transit Score of 100, this is as close to effortless urban living as it gets. Sixty-nine nearby transit routes — including bus and rail lines — put virtually every corner of the city within easy reach. SEPTA connections place you in the regional rail network and beyond with minimal effort, and the Patco line extends your reach across the Delaware River as well. Whether you're commuting, exploring, or simply running errands, the infrastructure surrounding The Academy House makes car-free or car-light ownership entirely realistic and genuinely convenient. Rittenhouse Square, one of Philadelphia's most beloved public spaces, is right in your neighborhood — a beautiful green anchor for morning walks, weekend afternoons, and the kind of daily outdoor ritual that makes city living feel balanced and human. The surrounding blocks of Center City bring an exceptional density of dining, shopping, and cultural options within easy walking distance, and the neighborhood's energy is constant without being overwhelming. Fitler Square adds another green retreat nearby, offering a quieter pocket of the city just a short stroll away. Philadelphia's Magic Gardens, the celebrated mosaic art environment, is also within the walkable radius, giving the neighborhood a genuinely creative and culturally rich texture that sets it apart. For those who value the intersection of architectural character, comprehensive building amenities, low-maintenance ownership, and truly unmatched urban connectivity, this residence at The Academy House makes a compelling case. The combination of an included amenity package, a south-facing private terrace, in-unit washer and dryer, a central and walkable location, and a building with real presence in the Center City skyline is not something you encounter every day.

1420 Locust St Unit 33R, Philadelphia

Listing courtesy of KW Empower. Contact:

744 S 22nd St Unit 1B, Philadelphia
$276,000
2 Beds ⋅ 1 Baths
Bi Level 2 bedroom unit - entry level and lower level. two bedroom on entry level - with full 3 pc ceramic tile bath and large fenced in patio. Lower level has open space with washer/dryer and fully loaded kitchen. Good closet space - nice layout - superb location across from University City. Showing info: current tenants have two dogs-Showings Tuesday-Friday after 2Pm and Saturdays - Starting 9/15/2026 Will not be on lockbox

744 S 22nd St Unit 1B, Philadelphia

Listing courtesy of Tara Management Services Inc. Contact:

1324 Locust St Unit 501, Philadelphia
$77,000
1 Baths
Studio apartment for sale in the historic Arts condos! Located the 5th floor, it features a bathroom with stand up shower, kitchenette, and closet. Can be used as primary or investment! HOA includes ALL utilities. This unit is tenant occupied. Building amenities include 24hr security, gym, laundry room, mail room, bike storage, community room. Very close to all the nearby schools and Jefferson Hospital. Only a few blocks away from Rittenhouse Square, Washington Square West, and Old City! Museums, shopping, theaters, and great restaurants are all at your doorstep. Located in close proximity to the Broad Street Line, Market-Frankford Line, PATCO Highspeed Line, and bus lines.

1324 Locust St Unit 501, Philadelphia

Listing courtesy of KW Empower. Contact:

1324 Locust St Unit 314, Philadelphia
$99,000
1 Baths
Studio apartment for sale in the historic Arts condos! Located the 3rd floor, it features a full bathroom with tub, kitchenette, and closet. There is also a full size refrigerator. Can be used as primary or investment! HOA includes ALL utilities. This property is tenant occupied. Building amenities include 24hr security, gym, laundry room, mail room, bike storage, community room. Very close to all the nearby schools and Jefferson Hospital. Only a few blocks away from Rittenhouse Square, Washington Square West, and Old City! Museums, shopping, theaters, and great restaurants are all at your doorstep. Located in close proximity to the Broad Street Line, Market-Frankford Line, PACTO Highspeed Line, and bus lines.

1324 Locust St Unit 314, Philadelphia

Listing courtesy of KW Empower. Contact:

1324 Locust St Unit 829, Philadelphia
$81,000
1 Baths
* Tenant Occupied until July 2027 at $1115 per month * Investors Only.... The Arts Condominium has amenities that include a 24-hour front desk concierge, elevators, a stunning lobby with secure entry, fitness center, resident lounge with TV and couches, and laundry room. 8th fl unit is Centrally located on the Avenue of the Arts and walking distance to everything the city has to offer! The building is pet friendly and the HOA fee covers all of your utilities: water, electric, heat and central AC. Easy access to public transportation with PATCO just outside the building, also conveniently located to the Broad Street Line.

1324 Locust St Unit 829, Philadelphia

Listing courtesy of Anchor Realty Northeast. Contact:

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