Frederick Homes under $400,000

Frederick Homes under $400,000

Welcome to Frederick, Maryland – a charming city that perfectly marries history, culture, and modern living! Nestled in the heart of Frederick County, this vibrant community is known for its picturesque landscapes, rich heritage, and a welcoming atmosphere. With its cobblestone streets, historic buildings, and a thriving arts scene, Frederick offers a unique blend of small-town charm and urban convenience.

Frederick is not just a feast for the eyes; it’s also a place where families can thrive. The city boasts excellent schools, diverse recreational opportunities, and a strong sense of community. Residents enjoy easy access to beautiful parks, hiking trails, and the scenic Catoctin Mountains, making it an ideal location for outdoor enthusiasts. Additionally, Frederick's downtown area is filled with delightful boutiques, gourmet restaurants, and lively farmers' markets, creating a perfect weekend destination.

For those seeking affordable housing options, Frederick has a wealth of homes available for under $400,000. This makes it an attractive choice for first-time homebuyers, families looking to settle down, or anyone wanting to enjoy the benefits of city living without breaking the bank. Whether you’re searching for a cozy single-family home, a charming townhouse, or a modern condo, Frederick has something to suit every taste and budget.

With its rich history, vibrant community, and affordable housing market, Frederick, Maryland is truly a hidden gem. Come explore this beautiful city and discover the perfect place to call home!

Newest Frederick Homes under $400,000

no property photo
$350,000
3 Beds ⋅ 2 Baths
Freshly landscaped and completely renovated in 2026, this beautiful three-bedroom, one-full-bath, one-half-bath townhome welcomes you with inviting curb appeal, new windows, and a brand-new roof—delivering that fresh, new-home feeling without the new-construction price tag! Step inside to discover beautiful new luxury vinyl plank flooring throughout the main level and a completely updated kitchen featuring new cabinetry, new quartz countertops, and brand-new appliances. New carpeting adds comfort upstairs, while new windows, a new roof, and fresh landscaping complete the transformation and create a welcoming first impression. Located in the established Willow Bend townhome community in Frederick, Maryland—recently voted #1 in World Atlas’s "Top Places Where People Are Moving to in Maryland in 2026”—this home offers convenient access to nearby parks, shopping, dining, and Frederick’s charming downtown. These are only a few of the reasons why Frederick has become such a wonderful place to call home. Ample parking adds everyday convenience, while access to I-70, I-270, US-15, and US-340 makes this a great location for commuters. Frederick-area MARC Brunswick Line service and local Transit bus options provide additional ways to stay connected. Fresh finishes, extensive updates, and an accessible price point make this an opportunity you won’t want to miss. Put this one on your must-see list—it’s ready for its next chapter!

586 Cotswold Ct, Frederick

Listing courtesy of RE/Max Experience. Contact:

6879 Snowberry Ct, Frederick
$384,900
2 Beds ⋅ 2 Baths
Unbelievable value for this beautiful 2-bedroom, 2-bath Salem model, which is truly one of a kind. It is the lowest price per square foot home in the entire Village! Look at all you are getting: an 11.6 X 18.7 $60K family room addition that makes this total finished living space to an impressive 1,404 square feet! That’s larger than most detached homes in Crestwood Village! The updates are equally impressive, including $12K in new (2024) modern siding and thousands more in beautifully remodeled bathrooms. The major systems and components have been replaced, including the roof (2016), HVAC (2025), water heater, and even the windows (2020), giving you the benefit of a home that has been extensively updated and well maintained. But perhaps the best feature of all is the location. Tucked away on a premium lot on a quiet cul-de-sac, this home backs to a lovely wide-open space framed by a beautiful, wooded border. From the privacy of your rear patio, enjoy peaceful views, birdwatching, and the occasional visit from the neighborhood deer as they make their evening rounds. With exceptional size, an outstanding location, and nearly every major component updated, this Salem model is a real VALUE and a rare opportunity in Crestwood Village! Crestwood Village I is a highly sought-after 55+ community offering an exceptional lifestyle with amenities that include a clubhouse, fitness center, library, banquet room, game and billiards rooms, swimming pool, mini golf, tennis, pickleball, horseshoes, shuffleboard, and a full calendar of activities. The HOA provides lawn care, gutter cleaning, basic cable, and snow removal, allowing you to enjoy low-maintenance living with the added benefit of no city taxes. Ideally located just minutes from shopping, dining, historic Downtown Frederick, and major commuter routes, this home offers the perfect combination of comfort, convenience, privacy, and an active lifestyle.

6879 Snowberry Ct, Frederick

Listing courtesy of Maryland Elite Realtors. Contact:

12 Livingstone Ter, Frederick
$299,900
4 Beds ⋅ 3 Baths
Welcome to this charming **end-unit townhouse in the desirable Willowcrest community**, offering 4 bedrooms, 3 full bathrooms, 1 half bathroom, and approximately 1,800 square feet of total finished living space, including 600 square feet in the fully finished basement. This Colonial-style home combines comfort, functionality, and convenience. As you approach the home, you are welcomed by its classic brick and frame exterior and the added appeal of an end-unit location. Upon entering, you are greeted by a bright and inviting living space featuring an attractive combination of hardwood, luxury vinyl tile, and carpet flooring throughout the home. The open and functional layout allows natural light to flow through the living areas, creating a warm and comfortable atmosphere for everyday living and entertaining guests. Continuing through the main level, you will find a functional kitchen designed for convenience and everyday meal preparation. The thoughtfully arranged living spaces offer flexibility for relaxing, dining, and spending time with family and friends. A convenient half bathroom completes the main level. As you make your way upstairs, you will discover comfortable bedrooms offering plenty of space for relaxation and privacy. With four bedrooms and three full bathrooms throughout the home, the layout provides flexibility for a variety of living arrangements, including guest accommodations or a dedicated home office. Heading downstairs, you will find a **fully finished basement offering approximately 600 additional square feet of living space**, bringing the home's total finished area to approximately 1,800 square feet. This versatile lower level features a separate outside entrance and offers possibilities for a spacious recreation room, entertainment area, home office, or additional living space. For added convenience, the washer and dryer are located in the basement. Stepping outside, you will appreciate the low-maintenance lot, allowing you to enjoy outdoor living without the responsibilities of extensive yard upkeep. The property also includes **two assigned parking spaces**, providing convenient parking just steps from home. Ideally situated in the Willowcrest community, this home offers convenient access to nearby shopping, dining, parks, recreational opportunities, and everyday amenities. With its desirable end-unit location, four bedrooms, three and a half bathrooms, fully finished basement, and approximately 1,800 square feet of total finished living space, this townhouse offers an excellent combination of space, comfort, and convenience. **Don't miss your opportunity to make this beautiful Willowcrest townhouse your own! With its desirable end-unit location, spacious layout, and fantastic features, this home is sure to attract attention. Schedule your private showing today before it's gone!**

12 Livingstone Ter, Frederick

Listing courtesy of RE/MAX Plus. Contact:

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